
If you are on a low income and have to pay rent or Council Tax then you may be able to get help to cover your costs.
Due to recent changes in the rules, if you weren't eligible before, you
may be now because from 2 November 2009 Child Benefit income is fully disregarded for Housing Benefit purposes and for Council Tax Reduction.
The capital threshold for people who have reached the qualifying age for State Pension Credit is £10,000.
Housing Benefit
Housing Benefit helps towards the cost of your rent.
This includes some privately rented properties and Housing Association properties, you can have payment by cheque or BACs and this is called Rent Allowance.
If you are a council tenant it is deducted from your rent and is called a rent rebate.
Local Housing Allowance(LHA)
Local Housing Allowance(LHA) is a type of Housing Benefit (HB) payment for tenants who live in privately rented accommodation that are on a low income.
It does not replace HB. It uses a flat rate allowance based on the size of the tenant’s household and the area in which the property is located.
It is paid directly to the tenant usually by BACs.
The Rent Officer Service sets the local housing allowance rates for every local authority in Wales from April each year. These rates change on an annual basis.
Council Tax Reduction
You may be able to claim help towards your Council Tax payments if you are on a low income. From April 2013 this is known as Council Tax Reduction.
As this is means tested you will need to provide proof of your income, benefits and savings so that the council can work out exactly what you are entitled to.
You will also need to provide information about your family and others living with you as this will also affect how much reduction you can claim.
This information is given as a guide only and is not intended to reflect the Benefits Legislation in its entirety. For more information please contact the Benefits Section directly.