
If you are on a low income and have to pay rent or Council Tax then you may be able to get help to cover your costs.
Due to recent changes in the rules, if you weren't eligible before, you
may be now because ……from 2 November 2009 Child Benefit income will be fully disregarded in HB and CTB.
The capital threshold in Pension Credit and pension age Housing Benefit and Council Tax Benefit will increase from £6,000 to £10,000
Housing Benefit
Housing Benefit helps cover the cost of your rent.
This includes some privately rented properties and Housing Association properties, you can have payment by cheque or BACs and this is called Rent Allowance.
If you are a council tenant it is deducted from your rent and is called a rent rebate.
Local Housing Allowance(LHA)
Local Housing Allowance(LHA) is a new type of Housing Benefit (HB) for tenants on a low income who live in privately rented accommodation.
It does not replace HB. It uses a flat rate allowance based on the size of the tenant’s household and the area in which they rent property to decide the amount of benefit they will receive.
It is paid directly to the tenant preferably by BACs.
Council Tax Benefit
Council Tax Benefit is a reduction to the Council Tax bill due on your home. Like rent rebates, this is deducted from the Council Tax bill.
Second Adult Rebate attempts to make up the amount of single person discount lost by the Council Tax payer when there is another person on a low income living in the home.
Since both of these benefits are means tested you will need to provide full details and proof of your income, benefits and savings so that the council can work out exactly what you are entitled to.
You will also need to provide information about your family and others living with you as this will also affect how much benefit you can claim.
This information is given as a guide only and is not intended to reflect the Benefits Legislation in its entirety. For more information please contact the Benefits Section directly.